What would happen if you were injured or disabled and unable to work again?

If a person is totally and permanently disabled, they probably won’t ever be employed again in the work they are qualified to do, or perhaps in any kind of work.

TPD insurance pays a lump sum benefit for total and permanent disability due to illness or injury.

It is designed to help met one?off and ongoing living expenses, as well as cover special expenses such as medical and rehabilitation costs.