In the event the unexpected does occur you can rest assured with life insurance your family will be looked after.

Prestige Wealth Partners can help you select the most appropriate insurance cover for you and your family.

Would your family cope financially if something was to happen to you?

Insurance is never a luxury

You may go for years without making a claim, then one day the unexpected happens. No one can eliminate the devastating emotional impact of serious illness, disability or death, but if you have to deal with money problems as well, the situation can be much worse.

Having money available when you need it most is what makes insurance so valuable.

There are four main types of personal insurance

• Life insurance: a cash lump sum payable on death to help support your dependants.
• Total and permanent disability (TPD) insurance: a cash lump sum to help support you and your dependants if you are totally and permanently disabled due to illness or injury.
• Income protection insurance: a monthly income stream to help support you and your family if you are sick or injured and can’t work.
• Trauma insurance: a cash lump sum to help support you and your dependants if you suffer a specified major medical condition.

Life insurance

Life insurance usually pays an agreed amount as a lump sum upon the insured person’s death or terminal illness. This can help provide financial independence for a family if they lose the homemaker or breadwinner. For example, a life insurance payment could help a family cover mortgage repayments, repay personal debts, cover funeral expenses and pay for children’s education.

In a business situation, life insurance can help protect against the loss of a key employee or business partner.

Prestige Wealth Partners can help you select the most appropriate life insurance policy.

Personal and financial circumstances vary and it is important that your life insurance policy reflects your circumstances. There are literally hundreds of different life insurance policies on the market today – each one is different and contains different features and conditions.

Speak to Rebecca Newton and let Prestige Wealth Partners find you the most appropriate policy for you and your family.

For more information about life insurance – and any other form of personal insurance – please download the Personal Insurance Fact Sheet provided by Financial Wisdom or contact Rebecca Newton using the form below.

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