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Many investors are understandably concerned when they read news stories about fluctuating global markets, European debt problems and national political decisions such as the carbon tax. How will this uncertainty affect the hard earned money you have invested, especially if you are nearing retirement? Click here to download this month’s InScope newsletter [PDF]
Archive for the ‘Financial Planning’ Category
InScope Newsletter – Seven steps to help get the right split
Posted by Rebecca on November 28th, 2011
Posted in Financial Planning, Investment, News, Retirement 
Tags: financial planning, inscope newsletter, investment, shares 
Comments OffAugust Inscope: Current Global Markets
Posted by Rebecca on August 22nd, 2011
In the latest Inscope newsletter, Financial Wisdom examines the current economic issues confronting the US and European markets. Last week saw sharp falls in sharemarkets around the globe, leaving many investors feeling nervous or unsure. What happened last week, and what is the outlook going forward? Click here to download your copy of Insight [PDF] [...]
End of Financial Year Preparation
Posted by Rebecca on June 12th, 2011
Taxation and superannuation rules include many potential benefits and deductions. But if you don’t fulfil the requirements or miss a time deadline you may miss out. This fact file can help you prepare for the financial year end and sets out some things you can discuss with us. Topics include: Supercharge your superannation ‘Salary sacrifice’ [...]
Posted in Financial Planning, Investment, News, Super Tags: end of financial year, financial planning, superannuation, tax deductions, taxation Comments OffInscope: Federal Budget 2011-12
Posted by Rebecca on May 12th, 2011
Federal Treasurer Wayne Swan has handed down a conservative Budget, promising to return it to surplus in 2012–13. The Budget focuses on building Australia’s workforce and limiting spending in a number of key areas. We take a look at how the hanges to superannuation, taxation and social security benefits may affect you. Proposed changes include: [...]
Posted in Financial Planning, Income Protection, Investment, News, Retirement Tags: federal budget, financial planning, inscope newsletter, taxation Comments OffBorrowing Rules for SMSF: An introduction
Posted by Rebecca on February 26th, 2011
While self managed super funds (SMSFs) can borrow for investment purposes, special rules and restrictions apply. It’s important you understand the rules and seek specialist financial planning advice on your circumstances. What are SMSF borrowing rules? The borrowing rules offer excellent opportunities for SMSFs to maximise earnings by allowing the funds to gear (borrow to [...]
Posted in Financial Planning, Retirement, Super Tags: borrowing, capital gains tax, direct property, retirement, smsf, superannuation Comments OffBeyond Bricks and Mortar
Posted by Rebecca on January 23rd, 2011
In the latest Insight newsletter, Financial Wisdom consider a number of different opportunities present in the property market. Property assets continue to attract investor interest due to their appealing attributes and growth possibilities. While they are often considered to be a mainstay of an investment portfolio, there are a number of things to keep in [...]
Posted in Financial Planning, News Tags: financial planning, inscope newsletter, investment, property Comments OffBusiness Succession Insurance: Is your business protected?
Posted by Rebecca on October 27th, 2010
Is your business protected? Whether your business is structured through a partnership, company or trust, few have effective mechanisms in place for the transfer of equity and/or control if one of the owners is lost to the business due to death, total and permanent disablement, or critical illness. In many cases the loss of a [...]
Posted in Financial Planning, Income Protection, Retirement Tags: business, family business, income protection, insurance Comments OffEducating your children is a major expense — the sooner you start saving for it the better.
Posted by Rebecca on October 27th, 2010
Sending your children through school is often the second largest expense after a mortgage for many Australians, so it’s important to plan ahead. Aside from school fees, there are regular expenses such as uniforms, equipment, and excursions that can affect your budget significantly, and with tertiary education these costs might be around for more than [...]
Posted in Financial Planning, Investment Tags: children, education, investment, schools Comments OffClient Testimonial: Jackie in’t Veld
Posted by Rebecca on September 17th, 2010
“Making the right decisions regarding one’s financial future is paramount. Being able to seek out legitimate investment information and speaking to someone, who is able to give you independent and unbiased advice, is a critical ingredient in the overall scheme of things. “When my wife and I arrived in Australia, we considered various financial advisers [...]
The Financial Planning Process Explained
Posted by Rebecca on September 14th, 2010
How do financial planners work? How do I act on my financial advisers recommendations? Where do I start? It is often explained that the client should be advised of the nature of the financial planning process at the beginning of the first appointment. Prestige Wealth Partners outlines the six steps of the financial planning process.
