Prestige Wealth Partners » Investment

Marketwatch: January 2012

Rebecca — Fri, 20 Jan 2012 06:47:00 +0000

The new calendar year started with a rally in risk assets, with improvements in US economic data, improved sovereign bond auctions in Europe and new forecasts by the Federal Reserve suggesting zero interest rates to late 2014.

In this issue:

Economic Overview
IMF Global growth forecasts
China annual GDP growth
Australian inflation
Australian and global share markets
Fixed and cash investments
Listed property

Click here to download the article [PDF]

InScope Newsletter – Seven steps to help get the right split

Rebecca — Mon, 28 Nov 2011 04:55:14 +0000

Many investors are understandably concerned when they read news stories about
fluctuating global markets, European debt problems and national political decisions
such as the carbon tax. How will this uncertainty affect the hard earned money you
have invested, especially if you are nearing retirement?

Click here to download this month’s InScope newsletter [PDF]

August Inscope: Current Global Markets

Rebecca — Mon, 22 Aug 2011 01:12:48 +0000

In the latest Inscope newsletter, Financial Wisdom examines the current economic issues confronting the US and European markets.

Last week saw sharp falls in sharemarkets around the globe, leaving many investors feeling nervous or unsure. What happened last week, and what is the outlook going forward?

Click here to download your copy of Insight [PDF] and if you have any questions, as always, just contact Rebecca Newton Financial Planner on 08 6201 5755.

End of Financial Year Preparation

Rebecca — Sun, 12 Jun 2011 04:50:09 +0000

Taxation and superannuation rules include many potential benefits and deductions.
But if you don’t fulfil the requirements or miss a time deadline you may miss out.

This fact file can help you prepare for the financial year end and sets out some things you can discuss with us.

Topics include:

Supercharge your superannation
‘Salary sacrifice’ into super
Get a government co-contribution of up to $1,000
Spouse contributions
Contribution splitting
Insurance premiums
Prepaying loan interest
Investment related tax deductions
Managing capital gains

Things to consider:

Do I have a record of all my super accounts and contributions?
Does my employer allow salary sacrifice contributions?
What are my current contributions for this financial year?
Can I make a spouse contribution?
Did I make a contribution last year that I could ‘super split’ this financial year?

Click here to download the fact file [PDF] or if you have any questions then speak to Rebecca Newton on 08 6201 5755 and let Prestige Wealth Partners help you maximise your superannuation opportunities.

Inscope: Federal Budget 2011-12

Rebecca — Thu, 12 May 2011 05:10:00 +0000

Federal Treasurer Wayne Swan has handed down a conservative Budget, promising
to return it to surplus in 2012–13. The Budget focuses on building Australia’s
workforce and limiting spending in a number of key areas. We take a look at how
the hanges to superannuation, taxation and social security benefits may affect you.

Proposed changes include:

Relief for unintentional breaches of contribution cap rules;
Higher pre-tax contribution caps for those at age 50 ;
Reduced minimum payments for account-based pensions;
Government co-contribution income thresholds;
Reporting of employer contributions on payslips;
Lower income earners to receive a boost to their
pay packet;
Removal of Entrepreneurs Tax Offset;
Dependent spouse tax offset to be phased out for
those under 40;
Disability support pension changes;

Insight Newsletter: India Rises

Rebecca — Sat, 26 Feb 2011 00:35:44 +0000

While the impact of China’s growth on Australia’s economy has been well documented, India’s demand for our resources shouldn’t go unnoticed. The infrastructure requirements and growth of this developing nation has made India the third largest destination for Australia’s exports.

This article looks at India’s growth, its impact on the global economy and the investment opportunities this presents.

Also covered in this newsletter:

When do you start saving for retirement?
Trends in the Australian economy
Australian share market outlook
Currency update – AUD vs USD

Click here to download this issue of the Insight Newsletter [PDF]

Educating your children is a major expense — the sooner you start saving for it the better.

Rebecca — Wed, 27 Oct 2010 04:21:12 +0000

Sending your children through school is often the second largest expense after a mortgage for many Australians, so it’s important to plan ahead.

Aside from school fees, there are regular expenses such as uniforms, equipment, and excursions that can affect your budget significantly, and with tertiary education these costs might be around for more than 15 years!

A survey by Nexus found around 33% of parents say they are taking on extra work to pay for education, while 31% are returning to the workforce. A worrying 16% of parents say they are taking out loans to meet education costs, while 15% are moving house to realise capital for education costs.

The latest consumer price index figures reveal education is the fastest-rising expense facing Australian families.

Education costs jumped 5.4% over the past year. Secondary education had the biggest increase of 7.6%, due to teachers’ wage rises and other operating costs, while preschool and primary education costs rose 6.6% and tertiary education was 3.2% higher over the 12 months to the end of March this year.

Having the money available when children start school is a better option than borrowing to pay school fees. Paying interest on the borrowings can sometimes double the amount you would pay if you had saved the money.

The best option is to start early and save regularly.

You don’t need a lot to start investing for your children’s education, and by adding small amounts regularly over time the interest earned could see your initial investment become significantly larger.

For more information on how to save for your children’s education, please contact Rebecca Newton on 08 6201 5755.

General Advice Disclaimer This article has been prepared on a general advice basis only. The information has not been prepared to take into account your specific objectives, needs and financial situation. The information may not be appropriate to your individual needs and you should seek advice from your financial adviser before making any investment decisions.

Client Testimonial: Jackie in’t Veld

Rebecca — Thu, 16 Sep 2010 16:20:18 +0000

“Making the right decisions regarding one’s financial future is paramount. Being able to seek out legitimate investment information and speaking to someone, who is able to give you independent and unbiased advice, is a critical ingredient in the overall scheme of things.

“When my wife and I arrived in Australia, we considered various financial advisers and eventually decided to settle on the credentials of Rebecca Newton.

“We are happy to recommend Rebecca and her company, to any couple or individual who is serious about their financial health and wealth. Rebecca is not pushy, she listens, gives great advice and always behaves in an ethical and professional manner”.

- Jackie & Clint in’t Veld

About Rebecca Newton

Prestige Wealth Partners is a financial planning practice based in the northern suburbs and established to provide a strong client focus delivered through high levels of personal services, Rebecca Newton and Prestige Wealth Partners provide a unique, consistent and cost effective financial planning service.

The initial appointment is complimentary and you are under no obligation to proceed.

Discover financial planning with a difference. Contact Rebecca today!

InScope July-September 2010: Election Impacts

Rebecca — Fri, 10 Sep 2010 08:41:00 +0000

The re-election of the Australian Labor Party (ALP) will have a number of consequences for investors and retirees. In this issue of InScope, we focus on the initiatives that formed part of the ALP’s election and policy platform and that may become law in the near future.

It’s important to be aware of any potential impact on your financial plan. While these initiatives are proposed, they may become legislated in the near future.

Click here to download this edition of InScope (PDF)

Client Testimonial: Roley & Robyn Bayman

Rebecca — Thu, 08 Jul 2010 03:44:39 +0000

“We found Rebecca after deciding that we needed to take control of our finances and start doing some retirement planning. We have no hesitation recommending Rebecca Newton to anyone.”

Roley & Robyn Bayman

“Besides being highly qualified, Rebecca is professional and competent with a strong knowledge base in the financial field. What impressed us most has been the attention to our needs and the tailoring of a financial strategy to suit our individual circumstances.

Rebecca has always been available to discuss any concerns or issues we have and is prepared to spend time to assist in any way she is able. We now feel that our financial future is secure and know that Rebecca is always on hand should we need her.”

About Rebecca Newton

The initial appointment is complimentary and you are under no obligation to proceed.

Discover financial planning with a difference. Contact Rebecca today!

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