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Prestige Wealth Partners is a small award winning fee-for-service financial planning firm based in Perth’s Northern Suburbs. Rebecca Newton – Principal and Certified Financial Planner – established her practice in 2008 with the intention of providing very high quality ongoing financial planning services to individuals, families and small businesses. Prestige Wealth Partners is proud to be a member of the Financial Wisdom group of advisers. |
Rebecca Newton – Financial Planning with a difference
Posted by Rebecca on June 20th, 2010
End of Financial Year Preparation
Posted by Rebecca on June 12th, 2011
Taxation and superannuation rules include many potential benefits and deductions.
But if you don’t fulfil the requirements or miss a time deadline you may miss out.
This fact file can help you prepare for the financial year end and sets out some things you can discuss with us.
Topics include:
- Supercharge your superannation
- ‘Salary sacrifice’ into super
- Get a government co-contribution of up to $1,000
- Spouse contributions
- Contribution splitting
- Insurance premiums
- Prepaying loan interest
- Investment related tax deductions
- Managing capital gains
Borrowing Rules for SMSF: An introduction
Posted by Rebecca on February 26th, 2011
While self managed super funds (SMSFs) can borrow for investment purposes, special
rules and restrictions apply. It’s important you understand the rules and seek specialist financial planning advice on your circumstances.
What are SMSF borrowing rules?
The borrowing rules offer excellent opportunities for SMSFs to maximise earnings by allowing the funds to gear (borrow to invest) into a range of asset classes such as shares, direct property and other allowable assets.
Insight Newsletter: India Rises
Posted by Rebecca on February 26th, 2011
While the impact of China’s growth on Australia’s economy has been well documented, India’s demand for our resources shouldn’t go unnoticed. The infrastructure requirements and growth of this developing nation has made India the third largest destination for Australia’s exports.
This article looks at India’s growth, its impact on the global economy and the investment opportunities this presents.
Also covered in this newsletter:
- When do you start saving for retirement?
- Trends in the Australian economy
- Australian share market outlook
- Currency update – AUD vs USD
Click here to download this issue of the Insight Newsletter [PDF]
Business Succession Insurance: Is your business protected?
Posted by Rebecca on October 27th, 2010
Is your business protected?
Whether your business is structured through a partnership, company or trust, few have effective mechanisms in place for the transfer of equity and/or control if one of the owners is lost to the business due to death, total and permanent disablement, or critical illness.
In many cases the loss of a business owner from one of these events results in the demise of an otherwise viable business simply because there was no succession plan and funding agreement in place.
A business succession plan, incorporating insurance funding protects your investment and ensures the survival of your business should one of the business owners or key person die, become totally and permanently disabled or suffer a critical illness.
Who is a Key Person?
Educating your children is a major expense — the sooner you start saving for it the better.
Posted by Rebecca on October 27th, 2010
Sending your children through school is often the second largest expense after a mortgage for many Australians, so it’s important to plan ahead.
Aside from school fees, there are regular expenses such as uniforms, equipment, and excursions that can affect your budget significantly, and with tertiary education these costs might be around for more than 15 years!
A survey by Nexus found around 33% of parents say they are taking on extra work to pay for education, while 31% are returning to the workforce. A worrying 16% of parents say they are taking out loans to meet education costs, while 15% are moving house to realise capital for education costs.
The latest consumer price index figures reveal education is the fastest-rising expense facing Australian families.
Prestige Wealth Partners wins Financial Wisdom “Value of Advice” Award
Posted by Rebecca on October 6th, 2010
PRESS RELEASE 06 October 2010: Perth based financial planning firm, Prestige Wealth Partners’ Financial Adviser, Rebecca Newton has received the Pro-bono category Award in Financial Wisdom’s annual Value of Advice Awards for the positive impact her advice has had on her clients.
The award recognises the charitable work advisers are doing in the community through offering their professional services at no charge to clients in need. The award aims to highlight the work of advisers who have helped distressed clients achieve their financial or lifestyle goals.
Ms Newton was elected out of 50 entrants from Financial Wisdom practices for the valuable contribution she made to one Perth family’s life, helping them through a difficult financial situation.
